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You don’t need to have financial issues
to create a spending plan.
PAS’s customized dynamic plan helps achieve goals
while accounting for life’s everyday changes.
PAS helps you take control of your spending, live within your
income, and achieve your financial goals by
following a plan customized to you.
REACHING YOUR GOALS IS IMPORTANT.
NOT HAVING TO WORRY ABOUT MONEY IS INVALUABLE.
1. Discovery Meeting
A complimentary meeting in person (or via zoom) to
discuss the goals you want to achieve and how
PAS can help achieve them.
2. Spending Analysis
Determine how you spent your money the last 12 months versus
your sources of income over the same period.
3. Organize Information
Separate your Fixed Expenses from the rest of your spending.
Subtract your Fixed Expenses from your total income.
The leftover amount is what you have available for
4. Import Information
Add your information to our system:
Schedule each Fixed Expense, Source of Income
and Discretionary Spending amount and then
project forward 12 months.
5. Setting up Accounts
We suggest setting up separate bank accounts for each partner
and come up with a split of the Discretionary
Spending between the two accounts.
We will then use this report to have you set up all of the fixed
expenses on the list to auto-draft from your
main account that we monitor.
Customizing a plan to reach your goals, based on your
current and anticipated expenses.
7. Plan Review
Did we uncover additional issies while creating the plan?
Did you want to set aside money every year
for christmas, vacation etc?
Did you want to remove or add a service to
your fixed expense?
Day to day
We monitor your account and reconcile it every month.
We notify you of anything off-plan activities in the
account and adjust the plan for any number
of items that may come up.
The plan can be adjusted at any time.
You can notify us by email about any changes or expected
expenses that need to be added or removed from
your account (plumbing repair etc).
Privacy & Safety
privacy & safety
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