![about pas.jpg](https://static.wixstatic.com/media/705d5a_1eb95e5ea0504463856758179f68ef3c~mv2.jpg/v1/fill/w_674,h_450,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/705d5a_1eb95e5ea0504463856758179f68ef3c~mv2.jpg)
About Us
At PAS our mission is:
Eliminate money related stress from our clients' personal lives and from their relationships.
![Holding Hands Up High](https://static.wixstatic.com/media/11062b_17f8de122b984733bfa8a483e43ef666~mv2.jpeg/v1/fill/w_560,h_400,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/11062b_17f8de122b984733bfa8a483e43ef666~mv2.jpeg)
our teAM
![PAS - Plan Ahead Spending -01_edited_edited.png](https://static.wixstatic.com/media/705d5a_fe2628b19d8f4a8f85eb320b5adb99fa~mv2.png/v1/fill/w_980,h_248,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/705d5a_fe2628b19d8f4a8f85eb320b5adb99fa~mv2.png)
Paul Schnitman
![Picture2.jpg](https://static.wixstatic.com/media/705d5a_a3defe01ad6840efb27bc245664b0f1d~mv2.jpg/v1/fill/w_116,h_175,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Picture2.jpg)
Paul graduated with honors from the University of Texas (1975-1978) with a Biology Degree. He worked as a heavy equipment mechanic for a construction company while in college. He began his career in 1979 by entering the life insurance
business with his father, Robert Schnitman. Paul earned his Chartered
Life Underwriter (CLU) and Chartered Financial Consultant (ChFC)
designations in 1982 and 1985, respectively.
His hobbies include welding and fabrication, hunting, scuba diving,
and traveling with his wife, Donna.
![PAS - Plan Ahead Spending -01_edited_edited.png](https://static.wixstatic.com/media/705d5a_fe2628b19d8f4a8f85eb320b5adb99fa~mv2.png/v1/fill/w_980,h_248,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/705d5a_fe2628b19d8f4a8f85eb320b5adb99fa~mv2.png)
Kyle Schnitman
![Picture1.jpg](https://static.wixstatic.com/media/705d5a_2237b7030ff040d19c1992ba45ffebcc~mv2.jpg/v1/fill/w_116,h_174,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Picture1.jpg)
Kyle graduated from the Mays Business School at Texas A&M in May of 2012 with a Bachelor of Business Administration Degree in Finance.
Kyle enjoys traveling, hunting, scuba diving and
spending time with his family as well as his cat and two dogs.
![Secret Sauce](https://static.wixstatic.com/media/11062b_7268d021d17e4140adb23eeb6a1faa81~mv2.jpeg/v1/fill/w_699,h_466,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/11062b_7268d021d17e4140adb23eeb6a1faa81~mv2.jpeg)
Our Secret Sauce
![PAS - Plan Ahead Spending -01_edited_edited.png](https://static.wixstatic.com/media/705d5a_fe2628b19d8f4a8f85eb320b5adb99fa~mv2.png/v1/fill/w_980,h_248,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/705d5a_fe2628b19d8f4a8f85eb320b5adb99fa~mv2.png)
We are unique in our ability to project your cash flow a year or more in advance.
We can see see how an unexpected (i.e. medical, home repair, etc. ) or desired expense (car, vacation, etc.) today will affect your cash flow a year from now.